Earnie Terms of Service


Last updated December 13, 2024

These Terms and Conditions (the “Terms”) are a contract between you and Earnie (“Earnie”) – a project of O’Neil Strategies, LLC. They govern your access to and use of the Earnie browser extension (the “Earnie Extension”), the Earnie website located at www.savewithearnie.com, and any other software applications and online services provided by Earnie (collectively, the “Service”). 

Accepting the Terms

By downloading, installing, or using any portion of the Service, you agree to comply with and be bound by these Terms. Please read them carefully before using the Service. If you do not agree, please do not use the Service.

Description of Service

The Earnie Extension is a web extension designed to monitor certain aspects of your online shopping activities, including but not limited to:

  • The domain names of websites you visit and utilize in the shopping or checkout process;

  • The value of the items in your shopping cart, including the total shopping cart values at checkout;

  • The names and categories of goods and services you add to your shopping cart;

  • Advertisements and domain names that refer the user to a website where you later add goods or services to your shopping cart; and

  • The IP address of any user of the Earnie Extension and Earnie website.

The Earnie Extension collects this information to provide personalized education and recommendations to help you save money (“Savings Recommendations”).

The Earnie Website is a website that provides the public, regardless of if you are a user or potential user of the Earnie Extension, with information about Earnie, the Services it provides, and general information about shopping habits and personal behavior. 

Disclaimer: The information provided by the Service is not financial advice. Earnie, a project of O’Neil Strategies, LLC, is not a financial or tax adviser, accountant or the like. 

3. Use of the Service

You agree to use the Earnie Extension only for lawful and intended purposes. You are solely responsible for any activity that occurs through your use of the Service. 

You agree not to:

  • Reverse engineer, decompile, or disassemble any aspect of the Service;

  • Use the Service in a manner which might violate the law, any regulation or these Terms;

  • Use the Service in a manner which jeopardizes the security of your account or anyone else's;

  • “Crawl” or “scrape” any page, data or portion of or relating to the Service, whether through automated or manual means;

  • Attempt to gain unauthorized access to the Service, its underlying systems, or related data or circumvent, remove, alter, deactivate or otherwise thwart any protective or security measures which are part of the Service.

4. Privacy

Your privacy is important to us. Please refer to our Privacy Notice to understand how your data is collected, used, and protected when you use the Service. 

5. Intellectual Property

The Service and all contents, including but not limited to text, images, graphics or code are the property of Earnie and O’Neil Strategies, LLC., and are protected by copyright, trademarks, database and other intellectual property rights. These Terms do not grant you a license to use any trademark of Earnie, O’Neil Strategies, LLC. or its affiliates.

6. Termination

We reserve the right, at our sole discretion, to terminate or suspend your access to the Service, with or without cause, and without prior notice, for any reason, including but not limited to violation of these Terms,

7. Disclaimer of Warranties

The Service is provided "as is" and “as available,” without warranties of any kind, express or implied. We do not guarantee that the Service will be error-free or uninterrupted. Use of the Service is at your own risk.

8. Third Party Responsibility

All products you purchase from a third-party merchant which you may purchase while using the Earnie Extension are priced, sold, fulfilled, shipped, and otherwise serviced by the applicable third-party merchant and not by O’Neil Strategies, LLC. O’Neil Strategies, LLC. is not responsible for any third-party merchant products or any information contained on the third-party merchant's website.

You agree that your purchase from a third-party merchant is subject to such merchant's own terms and conditions applicable to such purchase. You agree that O’Neil Strategies, LLC is in no way responsible or liable to you for any products you purchase through or using the Service, including for any product liability claim, improper charges, delivery failures, pricing errors, or inaccurate product descriptions. You agree that O’Neil Strategies, LLC is not liable or otherwise responsible for any breaches of credit card or debit card security or privacy by any third-party merchants.

O’Neil Strategies, LLC has no control over, and assumes no responsibility for the content, accuracy, privacy policies, or practices or opinions expressed in any third-party websites or by any third-party that you interact with through the Service. In addition, O’Neil Strategies, LLC will not and cannot monitor, verify, censor or edit the content of any third-party site or service.

9. Limitation of Liability

To the maximum extent permitted by applicable law, O’Neil Strategies, LLC and its officers, directors, shareholders, and employees shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Service, even if advised of the possibility of such damages. This includes, without limitation, damages for loss of profits, loss of data, business interruption or other damages related to your use of the Service. Notwithstanding anything to the contrary in this agreement, O’Neil Strategies, LLC’s liability to you for any cause whatsoever and regardless of the form of the action, will at all times be limited to $500.00 (Five Hundred United States Dollars).

10. Indemnification

You shall defend, indemnify and hold harmless O’Neil Strategies, LLC and its officers, directors, shareholders and employees from and against all claims and expenses, including but not limited to attorney’s fees and other legal expenses, in whole or in part arising out of or attributable to your use of the Service or any breach of these Terms by you or your violation of any law or the rights of a third-party when using the Service.

11. Modifications to the Terms

We may modify these Terms at any time by posting the updated version on our website or through the Service. The “Effective Date” at the top of these Terms will be updated to reflect the changes. Continued use of the Service after changes are made constitutes acceptance of the updated Terms.

12. Governing Law and Jurisdiction

These Terms, and your relationship with Earnie, O’Neil Strategies, LLC and its Service shall be governed by the laws of the State of Maryland in the United States of America without regard to its conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in the State of Maryland in the United States of America.

13. Contact Information

If you have any questions or concerns about these Terms, please contact us at info@savewithearnie.com